Is Blue Cross Blue Shield of New York Right for You?
Blue Cross Blue Shield of New York is a separately organized Licensee of the Blue Cross Blue Shield Association, a health care trade association with members from independent, locally organized Blue Cross and Blue Shield Plans. With Blue Cross Blue Shield local organizations located all over the USA, BCBS offers quality health coverage to more than twenty-five percent of all Americans. Blue Cross Blue Shield (BCBS) has provided top quality and very reasonable health coverage and benefits for over 70 years.
Blue Cross Blue Shield (BCBS) offers a variety of insurance and health care benefit choices and options throughout the country. Based on where you live, Blue Cross and Blue Shield (BCBS) offers various Health Maintenance Organization (HMO) plans, negotiated network provider (PPO) plans, PPO plans with a Health Savings Account (HSA), and Indemnity plans (non-network coverage). Many of these plans (with appropriate changes) will be offered on either a group basis to employers for employee benefit packages or as individual and family plans or, in some areas, as both group and individual plans. For seniors, and depending on your region, Blue Cross and Blue Shield (BCBS) offers a number of plans, including non-network and nationwide Medicare supplemental insurance and local coverage only BCBS-in-network Medicare supplemental insurance.
Throughout the country, many Blue Cross Blue Shield providers have recently introduced complementary health insurance services and health care information, resources and guidelines. These services may include covered or reduced price health referrals and services such as dental, vision or alternative medicine. Available health information and resources include topics such as general health care, nutrition, dietary supplements, parenting, fitness, behavioral health, and children's health.